Helio Lending

  If you are looking to earn passive income while holding coins, crypto lending is a worthwhile option.   This is an alternative investment method in which investors lend either fiat money or cryptocurrencies to other borrowers. In exchange, they will receive interest payments. If you consider yourself to be a crypto investor, then crypto lending can offer immediate returns. The best part is that there is no need for you to sell any coins.   To some, this deal may sound too good to be real. Most – if not all – of the best high-yield savings accounts pay considerably less interest, and crypto lending is admittedly a riskier way of holding your savings. It is difficult to guarantee returns when it comes to crypto, so to be safe, there are some things you need to remember.   Different loans and wisely choosing an exchange   It is important to note that not every cryptocurrency exchange allows you to lend out your crypto. No two exchanges are alike, so interest r...

If you are looking to earn passive income while holding coins, crypto lending is a worthwhile option.   This is an alternative investment method in which investors lend either fiat money or cryptocurrencies to other borrowers. In exchange, they will receive interest payments. If you consider yourself to be a crypto investor, then crypto lending can offer immediate returns. The best part is that there is no need for you to sell any coins.   To some, this deal may sound too good to be real. Most – if not all – of the best high-yield savings accounts pay considerably less interest, and crypto lending is admittedly a riskier way of holding your savings. It is difficult to guarantee returns when it comes to crypto, so to be safe, there are some things you need to remember.   Different loans and wisely choosing an exchange   It is important to note that not every cryptocurrency exchange allows you to lend out your crypto. No two exchanges are alike, so interest rates tend...

  For the vast majority of people living, traditional loans are inaccessible. This could be for a multitude of reasons such as people being unbanked, or because most of their income is held in either their possessions or in crypto . However, with crypto loans, more people are able to borrow money, giving them the necessary leverage to start their lives. Loans are an important problem solving tool for tons of people, helping with education, healthcare, and overall quality of life. This makes crypto loans a deeply significant alternative to their traditional fiat counterparts.   Crypto loans are useful in economically deprived areas   By far the largest demographic of people who cannot access traditional financial tools (also known as people who are  unbanked ) are located in places that are economically deprived; meaning they are lacking economic support. It also includes places where the hurdles it takes to be rewarded with financial tools is too hard to reach due to...

  A liability is something – often a sum of money – that an individual or company owes. The settlement of liabilities is done over time through transferring economic benefits like money, services , or goods. When it comes to loans, a specific type of liability is called a “current liability.” Put simply, this is a liability that will typically be repaid within a year. However, there is more ground to cover when explaining what it is and how it works.   What are they?   Current liabilities are defined as a company’s short-term financial obligations that are due either within one year or within a standard operating cycle. An operating cycle (aka. the cash conversion cycle) is the time in which a company purchases inventory and converts it to cash from sales. A notable example of a current liability is money owed to suppliers as accounts payable.   ‘Accounts payable’ is among the largest current liability accounts existing on a company’s financial statements. It illus...

  Helio Lending is a cryptocurrency lending CeFi aggregation business, based in Australia. The lending service provides holders of cryptocurrency a safe and secure way to access fiat funds, without selling any of their cryptocurrency. Helio Lending will introduce clients to loan providers that will enable the completion of the entire lending process. Beginning with KYC and AML checks, creating lending agreements, securing collateral in insured cryptocurrency wallets, funding loans, monitoring the value of the cryptocurrency assets and servicing the terms of each individual contract on a 24/7 basis. The Helio team has a brilliant mix of financial services background working with ASIC, fund management, trustees, equities, futures and foreign exchange. Along with vast knowledge of cryptocurrency and blockchain technology. Combined, the team holds over 100 years of expertise in the financial services and technology industries. Visit our site:  https://heliolending.com/

  In the loan industry, there are certain periods of time that borrowers and lenders alike need to be aware of. There is the standard “you have this specific amount of time to repay the loan” period, but that is common knowledge. Other periods are ones that outsiders don’t know about until they have acquired a loan . One of them is referred to as the ‘deferment period’.   What is it and what occurs during this time?   The deferment period is a time in which a borrower is not required to pay interest or repay a loan’s principal . The deferment period pertains to mortgages, student loans, certain types of options, and claims to benefits in the insurance industry. Also, the deferment period refers to the period following a callable security issue during which the issuer is not permitted to call the security.   The borrower needs to provide documentation in order to properly establish eligibility for a deferment when the deferment commences. A deferment period’s length c...

  For the vast majority of people living, traditional loans are inaccessible. This could be for a multitude of reasons such as people being unbanked, or because most of their income is held in either their possessions or in crypto. However, with crypto loans, more people are able to borrow money, giving them the necessary leverage to start their lives. Loans are an important problem solving tool for tons of people, helping with education, healthcare, and overall quality of life. This makes crypto loans a deeply significant alternative to their traditional fiat counterparts.   Crypto loans are useful in economically deprived areas   By far the largest demographic of people who cannot access traditional financial tools (also known as people who are  unbanked ) are located in places that are economically deprived; meaning they are lacking economic support. It also includes places where the hurdles it takes to be rewarded with financial tools is too hard to reach due to ...

  When it comes to loans , the topic of “default” is always discussed in a negative light. It is brought up in regards to consequences that come from failing to pay off a debt. That is the shorter explanation of what it is, but rarely are the outcomes and even the ways in which one can get out of a default brought up.   What does it mean?   “Default” refers to the failure of repaying a loan or security debt, including interest or principal. A default often occurs in situations where a borrower misses payments, avoids making payments or stops altogether, or is not in a position to make payments on time. Individuals and businesses, as well as countries, can default if they are unable to maintain their debt obligations.   A default can happen on secured debt, like a house-secured mortgage loan or a business loan secured by the assets of a company. Failing to make timely mortgage payments results in the loan potentially going into default. Likewise, if a business issues...

A few years ago, not a lot of people had heard of, let alone were knowledgeable about, decentralized finance (DeFi). It was only discussed in the crypto space, especially in relation to Bitcoin and blockchain technology. However, COVID-19 would change all that.   DeFi Pulse reported that, since May of last year, the total value locked (TVL) in decentralized finance projects rose an incredible 2,000%. For context, TVL refers to the total amount of assets that are being staked in a specific protocol. This value does not necessarily represent the number of outstanding loans, but rather the amount of underlying supply that an application and/or DeFi is securing.   The concept of an entirely new financial system has been accompanied by the blockchain space from the outset. For years, this has been a dream for the blockchain community, but that may change very soon. This vision of a new financial system has taken many steps closer to coming true.   Changes in a traditional mod...

  Crypto-backed loans are one of the hottest tools in FinTech at the moment, with their userbase and audience growing rapidly for several years. Both crypto fans and even those who have little knowledge of the technology have been paying attention. This is essentially because they are changing the way people interact with money on a large scale. Here are some of the ways crypto loans are changing finance as we know it:   Unbanked individuals can gain loans   People who are unbanked, meaning they are ignored or dismissed by traditional financial corporations such as banks, are now able to access loans, so long as they have crypto that they can use as collateral. This might not sound like much, but loans are an instrumental part of life, with many people needing them to help with milestones in their lives such as gaining their first home, or going to university. However, not everybody can access traditional loans because they have poor (or no) credit ratings, or because the...

If you’re a regular follower of the news, then you likely have come across more than a few stories about cryptocurrency. This digital-based market is sure to evolve and grow in popularity in the coming months and years and, as a result, you might be wondering if cryptocurrency lending is right for your business needs. You also might be simply wondering, “What is cryptocurrency lending?” Unlike traditional stocks, bonds, and mutual funds, cryptocurrency lending offers a number of financing benefits that may appeal to small businesses and startups, including short-term flexibility, low interest rates, and convenience. However, crypto lending platforms also contain elements of risk that are important to understand before you make any sort of digital transaction. Here, we’ll outline some of the key terms used in the crypto marketplace, and identify how crypto lending differs from traditional financing, including potential pitfalls. If you’re unsure about your options, you may want to consi...

Markets move fast, and crypto trading has to be quick enough to keep pace. That’s why we’re excited to announce that, starting today, Helio Lending clients will be able to use Instant Bank Transfers (ACH) to swiftly buy and trade the cryptocurrencies of their choice using funds from their bank account. It’s a fast, easy, and convenient way to stay ahead of the curve. You may have heard of the Automated Clearing House (ACH) network before. Most traditional domestic bank transactions also use ACH payments. When you request an ACH transfer through our platform, Helio Lending asks for permission to process a payment from your account. This request goes through the ACH system, asking your bank to send funds to Helio Lending. Now, we’re offering a way to use ACH to instantly fund your cryptocurrency and stable coin purchases. With the introduction of Instant Bank Transfers, you can buy crypto directly through a linked bank account, letting you take advantage of market opportunities witho...

The cryptocurrency market is growing rapidly, with the largest cryptos in particular having spent much of the summer and fall rallying. According to an article on Coin Desk, the crypto market cap has surged to a record $2.7 trillion, tripling the $770 billion cap from the beginning of the year. Bitcoin (BTC) recently reached a fresh all-time high of $66,000, while Ethereum (ETH) climbed to a five-month high of more than $4,200. All of this is leading corporations of all kinds to invest in cryptocurrencies on the simple grounds that the cryptos have outperformed traditional assets and varying indices. In our article ‘The Ultimate Beginner’s Guide to Investing and Trading Bitcoin and Cryptocurrencies’, we discussed how investing in cryptocurrency can lead to significant gains. CRYPTO VS. STOCKS Both cryptocurrencies and stocks have good and bad days. For instance, as of the writing the European stock market is facing weak trading over Asia-Pacific jitters. The pan-European Stoxx 700 rece...

An easy bitcoin loan is an excellent alternative to a traditional loan such as PersonalLoans.com because you do not have to have good credit to get a low interest loan. With an instant bitcoin loan you do not have to have a credit score (with a credit bureau), nor you need to prove your creditworthiness. With a bitcoin loan, you don't prove your reputation, you build it. Bitcoin lenders have created internal reputation systems that are independent and you create your reputation within the community. Getting a loan in bitcoin is not too difficult. Once you established your reputation in a platform, you are likely to be trusted by others and overtime you could even be lending bitcoin yourself. Some lenders offer a fast bitcoin loan. Some offer instant bitcoin loans, with other bitcoin loan sites offering bitcoin micro loans. There is no such thing as getting bitcoins without verification nor a free bitcoin loan. What exists are low cost loans. Bitcoin is so profitable that lenders ca...

Do you have a lot of bitcoin in your wallet, and are you thinking of selling your coins to solve a need or invest in your business? I’ve got good news for you. When you need liquidity, there’s no need to sell your coins; Crypto loans are a better option, and I will show you exactly why. Recently, crypto loans have become more and more common. These forms of loans make the procedure of borrowing capital much simpler than standard approaches. The notion of crypto loans sounds dangerous for certain individuals and as if it’s too good to be real. We want these concerns to be dispelled and let you know that crypto loans live up to the hype. Reasons for a crypto loan: To Invest in your business. The most obvious reason for considering a small business loan is probably to invest in an opportunity for your company to expand. Continuing to grow your company when business is booming can help ensure that your profits do not plateau or shrink. To avoid selling your crypto. Some of us have spent ye...

Helio Lending is here to help you afford the necessities and luxuries that you were thinking about when contemplating to sell your crypto assets in order to finance them. Everybody has desires that they just do not have the cash on hand to acquire — maybe it is a dream home, maybe a dream car, maybe a dream vacation — and considering the current state of the cryptocurrency markets, it is perhaps not the wisest idea to sell off crypto-holdings to finance those dreams. At Nexo, we have developed an alternative to clearing your portfolio that provides HODLers with the funds to finance their aspirations while letting them retain full ownership of their digital assets. How Nexo helps your finances? Nexo allows its users to take out instant crypto credit lines within minutes of joining the platform. Fore More Information:   https://heliolending.com/

  Elasticity is a complex, yet deeply significant principle in economics. In its simplest terms, something is elastic if its demand dramatically changes when something else (such as its price) changes. If demand does not change, or is not dependent on other factors, then it is   inelastic . An example of an elastic good is a phone, as the demand for a brand or model of phone is tightly linked to the price of that phone. An example of an inelastic good is insulin, as the price of insulin does not affect the demand for it, as people need insulin and will pay any price (unless they truly cannot afford it at all, which then becomes more of a humanitarian issue than an economic principle). Perhaps the most inelastic thing in existence is a human life, as humans are (arguably) intrinsic, meaning all their value is in-and-of themselves, and not reliant on any other factors.   An elastic supply is where the price of an asset changes depending how many of that asset is in circulat...